He said I was a suspect in the case.
This is the first sentence that many victims described to Chen Xiujuan (pseudonym). In the different fraud cases that Chen Xiujuan encountered, this opening was almost identical. Regardless of their background, age, or occupation, the victims mentioned similar accusatory tone and content when recalling their initial calls.
Recently, while reviewing numerous cases of people seeking help, Chen Xiujuan discovered a rapidly spreading type of fraud—scams impersonating the government and police. Unlike common scams, this type doesn’t rely on simple inducements. Instead, it uses the guise of a “formal investigation” to unfold a seemingly complete process, quickly putting victims into a state of high tension.
According to Chen Xiujuan’s records, victims typically receive calls from individuals claiming to be from law enforcement agencies. During the call, the caller provides a “case number,” “department name,” and even the “name of the law enforcement officer,” clearly explaining the supposed investigation. In some cases, the caller also mentions the victim’s personal information, making the whole process seem more authentic.
Subsequently, the perpetrator will accuse the victim of money laundering, illegal transactions, or account irregularities, emphasizing the seriousness of the case. In such a situation, victims often experience intense fear, worrying that they will be investigated or even face legal consequences.
In the fraud cases compiled by Chen Xiujuan, victims generally mentioned that the perpetrators would constantly emphasize that “it must be dealt with immediately” and restrict their communication with others.
This time pressure leaves victims with almost no opportunity to think calmly or verify information.
Under the combined pressure and fear, many victims followed instructions and transferred funds to so-called “safe accounts”.
These accounts are often described as “temporary escrow accounts” or “funds review purposes”, further reducing the victims’ vigilance.
Chen Xiujuan pointed out that the key to this type of fraud lies in “realism”.
From the content of the call and the format of the documents to the rhythm of the conversation, and even the tone and word choice, everything closely mimics the official process, making it difficult for victims to determine whether a scam is involved.
In the fraud records compiled by Chen Xiujuan, some victims made multiple transfers in a short period of time.
In some cases, the entire transfer of funds was completed within hours, with losses ranging from tens of thousands to hundreds of thousands of ringgit.
It is worth noting that this type of scam is not an isolated incident, but rather it occurs continuously and repeats itself among different groups of people.
After comparing multiple cases, Chen Xiujuan found that the fraud process was almost identical regardless of the victim’s background, indicating that the operation was of a certain scale and was organized.
Chen Xiujuan stated that what these fraud cases have in common is that victims have almost no time to make judgments when answering the phone.
Fraudsters use continuous dialogue and psychological pressure to keep victims in a passive state, making it difficult for them to interrupt or question the entire process.
Overall, these fraud cases recorded by Chen Xiujuan have gradually attracted attention.
The continued emergence of such methods reflects that fraud patterns are developing towards greater realism and control.
